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We Understand Financing

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Nearly every buyer needs to borrow money in order to purchase real estate. Whether or not a particular buyer will be able to obtain a loan depends in part on his or her personal financial circumstances, and in part on national and local economic conditions.

We are experienced in helping buyers and sellers understand those conditions, and navigate the process of financing. We are experienced in acting as a liaison between the lending institution, the buyers, and the sellers.

We recognize that often first-time buyers can be intimidated by the idea of a home purchase; it’s probably more money than they’ve ever spent, and they are assuming a large amount of debt.

Regardless of changes in the real estate market, a home purchase can bring  long-term benefits. We can provide you with  information about market trends in the neighborhood and historical appreciation figures.

We are familiar with many different types of mortgage and financing programs. We can help buyers and sellers understand which programs are realistically available for each unique set of circumstances.

Would you like to know more?  Call Bob Taylor Properties at 323-257-1080 or email at [email protected]

NELA Homes

The Real Estate HomeBuyer's Guide

  • The Real Estate HomeBuyer’s Guide
  • Buying a Home: How We Can Help
  • The Home Buying Process Step 1: The Loan Prequalification and Loan Preapproval
  • The Home Buying Process Step 2: Beginning Your Home Search
  • The Home Buying Process Step 3: Make A Purchase Offer
  • The Home Buying Process Step 4: Your Earnest Money Deposit
  • The Home Buying Process Step 5: Multiple Offers
  • The Home Buying Process Step 6: Counter Offers and Offer Acceptance
  • The Home Buying Process Step 7: Open Escrow
  • The Home Buying Process Step 8: Title Insurance
  • The Home Buying Process Step 9: Review Seller’s Disclosures
  • The Home Buying Process Step 10: Physical Home Inspection
  • The Home Buying Process Step 11: The Loan Processing Process
  • The Home Buying Process Step 12: Lender’s Appraisal
  • The Home Buying Process Step 13: Final Walk Through
  • The Home Buying Process Step 14: Sign Loan Documents
  • The Home Buying Process Step 15: Funding the Buyer’s Loan
  • The Home Buying Process Step 16: Close Escrow
  • Understanding the Escrow Closing Process
  • What is a Mortgage?
  • What is a Contingency?
  • What is Escrow?
  • Why Work with a Buyer’s Agent at Bob Taylor Properties?
  • We Understand Financing
  • We Understand Los Angeles Rental Property
  • We Understand Short Sales

Real Estate Homebuyers Guide

  • The RealEstateHomebuyers
    Guide.com is brought to you by Ann Stalwick and
    Cheryl Johnson

    Ann Stalwick is a highly experienced and dedicated real estate agent who loves her career and works tirelessly for her clients. Ann is associated with NELA Homes, a family run real estate and development company originally founded in Northeast Los Angeles (NELA) with over 30 years of experience connecting homebuyers and sellers thoughout Southern California.

    Ann truly listens to her clients’ needs and connects them with the best opportunities available in today's market. She is an expert at selling residential, multi-unit residential and commercial properties throughout all of Southern California.

    Ann knows and appreciates all types of California architecture and design from Historic Homes to Ultra Modern Lofts. Ann would love to help you buy or lease a home anywhere in San Diego County or in the Greater Los Angeles area, or to sell or lease the home you already own.

    Ann is assisted by Real Estate Coordinator & Certified Notary Signing Agent Cheryl Johnson.

    Ann Stalwick
    Cheryl Johnson
    NELA Homes, Inc.
    5511 York Blvd.
    Los Angeles, CA 90042

    Ann 442-444-8328
    annstalwick @ aol.com

    Cheryl (assistant and
    certified notary signing agent)
    323-369-4969
    cheryl90042 @ gmail.com [email protected]


    DRE 00691933
    DRE 01938636

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